Welcome to footballpishbini.com, your trusted destination for Football prediction betting. To ensure a safe, transparent, and legally compliant environment, we have established this comprehensive Anti‑Money Laundering (AML) and Know Your Customer (KYC) policy. Our goal is to protect both our users and our platform from misuse, fraud, and illicit financial activities.
🔐 Our Commitment to Compliance
We adhere to international standards and best practices in AML and KYC, guided by:
- ✅ EU Directive 2015/849 on preventing the use of the financial system for money laundering
- ✅ EU Regulation 2015/847 concerning information accompanying fund transfers
- ✅ Local regulatory obligations where applicable
- ✅ Data protection laws including GDPR and relevant directives
💡 What Is Money Laundering?
Money laundering refers to activities intended to disguise the source of proceeds of illegal activities, including:
- 🔄 Converting or transferring property knowing it is derived from criminal activity
- 🕵️ Concealing or disguising the true nature or source of assets
- 📥 Acquiring or using assets with knowledge of their illicit origin
- 🤝 Assisting others in such acts by planning or facilitating
👨💼 Governance & Oversight
An appointed AML Compliance Officer (AMLCO) is responsible for implementing this policy, conducting audits, and ensuring regulatory alignment. All substantial policy modifications require senior management approval.
🧾 Three‑Step KYC Verification
Step 1: Basic Identity Information
All users must submit:
- First and last name
- Date of birth
- Gender
- Residence country and full address
Step 2: Identity & Document Verification
Triggered when cumulative deposits or withdrawals exceed **USD $2,000**. Users must provide:
- Government-issued photo ID (passport, national ID, or driver’s license)
- Selfie holding the ID along with a handwritten random code
- Additional address verification if the automated check fails
Step 3: Source of Funds / Wealth Verification
This stage applies when:
- Deposits or withdrawals exceed **USD $5,000**
- Transfers to another user exceed **USD $3,000**
Users may be asked to provide evidence of legitimate sources such as:
- 🏢 Business income
- 💼 Employment salary
- 📈 Investment returns
- 🧾 Inheritance or gifts
- 🌱 Family funds
📍 Proof of Address
If automatic verification fails, users may submit:
- Utility bill (within last 3 months)
- Bank statement
- Government-issued residence confirmation
Documents must be clear, with all corners visible and all text legible.
🌍 Country Risk Categorization
| Region | Risk Level | Verification Thresholds |
|---|---|---|
| Region 1 | Low Risk | Standard 3-step process |
| Region 2 | Medium Risk | Step 2 at USD $1,000; Step 3 at USD $2,500 |
| Region 3 | High Risk | Access restricted or denied |
📊 Transaction Monitoring & Controls
All user transactions are continuously monitored via both automated systems and manual reviews. Key warning signals include:
- Rapid, repeated deposits and withdrawals without betting activity
- Use of multiple payment accounts
- Switching currency or nationality frequently
- Large transfers between users
Suspicious cases are escalated to the AML Compliance Officer for deeper investigation and possible reporting to authorities.
🔄 Withdrawal Consistency Policy
Withdrawals must follow the same payment method used for deposit (up to the deposited amount) to prevent fraudulent practices.
📈 Enterprise-Wide Risk Assessment (EWRA)
We conduct an annual risk assessment across our platform covering:
- Business lines and services
- User demographics and behaviors
- Transaction channels and volumes
- Emerging threats and regulatory changes
🚨 Reporting Suspicious Activity (SAR)
Any staff noticing unusual behavior must report it to the AML team. Depending on the assessment, actions may include:
- Reporting to local Financial Intelligence Units (FIUs)
- Temporarily or permanently suspending user accounts
🗃️ Data Retention & Record Keeping
- User identification data: kept for 10 years after account closure
- Transaction logs: retained for 10 years after the transaction date
All records are stored securely with encryption and backups both online and offline.
🎓 Employee Training & Awareness
All relevant employees receive:
- Annual AML and KYC training sessions
- Specialized onboarding for new staff
- Regular updates on regulatory changes
🔐 Data Privacy & Protection
We comply with Directive 95/46/EC and GDPR. Your personal data is never sold or shared, except when legally obligated or to prevent fraud or money laundering.
📞 Contact Us
For any questions regarding our AML & KYC policy for Football prediction betting, please contact:
- Email: [email protected]
✅ Final Commitment
At footballpishbini.com, we are committed to upholding the highest standards of integrity and compliance. Our robust AML & KYC policy ensures that our platform for Football prediction betting remains safe, compliant, and trusted by users worldwide. Thank you for your cooperation. 🏆